Richard is the Chief Underwriter at Borro by Luxury Asset Capital and is a Graduate Gemologist, certified by the Gemological Institute of America (GIA).
Borro was founded to give owners of fine art, jewelry, watches, and other valuable assets a faster, more discreet path to liquidity than a traditional bank loan or an outright sale. Since 2008, the company has funded loans against a wide range of luxury collateral for clients who need capital quickly without giving up ownership.
Every loan is secured directly against the asset itself, which means no credit checks, no income verification, and no impact on personal credit history. Clients retain ownership throughout the loan term and can reclaim their asset in full upon repayment.
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Handbags as a Recognized Collateral Class Designer handbags now function as legitimate collateral at specialist luxury lenders, evaluated on the same principles used for watches, jewelry, and fine art.
What Is Patek Philippe’s Rare Handcrafts Collection? Rare Handcrafts is Patek Philippe’s annual showcase of decorative artistry applied to watch dials, cases, and movements, distinct from the brand’s mechanically-driven
The Liquidity Problem: When Capital Needs Move Faster Than Bank Underwriting Capital needs and bank calendars rarely move at the same speed. A borrower with $6 million in liquid
