Richard is the Chief Underwriter at Borro by Luxury Asset Capital and is a Graduate Gemologist, certified by the Gemological Institute of America (GIA).
Borro was founded to give owners of fine art, jewelry, watches, and other valuable assets a faster, more discreet path to liquidity than a traditional bank loan or an outright sale. Since 2008, the company has funded loans against a wide range of luxury collateral for clients who need capital quickly without giving up ownership.
Every loan is secured directly against the asset itself, which means no credit checks, no income verification, and no impact on personal credit history. Clients retain ownership throughout the loan term and can reclaim their asset in full upon repayment.
BBB Accredited
A+ Rating
Great Place to Work
Certified 2024–2025
What “Quiet Luxury” Actually Means (And What It Doesn’t) Quiet luxury describes brands that communicate value through material, construction, and provenance rather than visible logos. It rests on four
Sterling or Silver-Plated? How to Read the Marks Before you value anything, confirm the metal. A piece marked “925” or “.925” contains 925 parts silver per 1,000, the industry
From Military Utility to Fashion Icon: A Brief History of the Burberry Trench The Burberry trench began as a solution to a specific weather problem, not a fashion statement.
