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leverage your assets

Get a loan with your gold

Live gold prices + a fast, private loan offer—no credit check required.

Gold price by GoldBroker.com

How it works

A simple process to borrow against the value of your luxury assets

1.

Apply

Online. Over the phone. In person.

2.

Ship

We pay for insured shipping or you can bring your asset in person.

3.

Get funded

Get our loan offer, sign our contract and receive the funds via wire.

PAY YOUR LOAN OFF & GET YOUR ASSET BACK

We pay for insured shipping back to you or you can pick your asset up in-person. You can also pick up your assets at our New York or Denver office. You can choose to continue to store your assets with us at no cost, through our Luxury Line of Credit product, giving you same-day access to funding with just a phone call.
GET STARTED
  • Funding in 1-2 business days
  • No personal guarantee
  • No credit check or lengthy paperwork
  • Flexible terms to suit your specific needs
  • No pre-payment penalties

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Borro’s Luxury Collateral Loan is our standard loan product that enables you to use a wide range of luxury assets as collateral for loans. Interest is paid monthly on loan balance at a fixed interest rate. Your assets are securely stored and fully insured by us from when they leave your possession until they are returned when your loan is paid off.

Using Your Gold as Collateral

Why Choose Borro for Your Gold-Backed Loan?

We’re Not a Bank. We’re Faster.

No credit checks. No personal financial disclosure. Just your gold—and our trust in its value.

Trusted with $1B+ in Luxury Assets

We’ve helped over 15,000 clients access capital quickly and discreetly. Our team includes GIA-certified experts.

Gold Prices Are Strong. Tap Into That Value.

Get the best value for your assets while market conditions are in your favor. We update rates in real time.

FREQUENTLY ASKED QUESTIONS

What types of gold do you accept?

We accept investment-grade bullion, gold jewelry, vintage pieces, and more.

Do you check credit or require income verification?

No. Your loan is secured entirely by the value of your gold.

How quickly can I get funded?

Many clients receive funds within 24–48 hours of sending their gold.

Is my gold safe?

Yes, we offer fully insured, secure storage and ship your asset back once your loan is repaid.

Contact Our Headquarters Directly

New York

110 West 40th Street, Suite 605, New York, NY 10018

212-776-1020
kim@borro.com

Denver

4100 E Mississippi Ave, Denver, CO 80246

720-458-6788
becky@borro.com

Flexible Terms. Secured Loans. White Glove Service.​

"I Have Experienced Only Stellar Service With This Company"​
Via the Better Business Bureau
"This is like the best thing ever created!"
Via the Better Business Bureau
Working With Kim And This Company Has Been Incredible! ​
Via the Better Business Bureau
The different types of gold and how to value them

Built around you

We provide short-term loans that fund in 1-2 business days using luxury asset(s) as collateral. The transactions are completely confidential – no credit checks or financial disclosures that could complicate financing already in place. Your luxury watches, fine jewelry collection, designer handbags, fine art, classic/exotic cars or other luxury assets are all that’s required to solve a temporary liquidity problem.

15,000 clients
And over 20,000 transactions
$450,000,000+
Loaned to date
2008
established
Apply now
Borro provides secured (collateral) loans, which are money borrowed from a lender that is secured by a luxury asset(s) it holds as loan collateral. Generally speaking, Borro loans provide short-term (six months or less) capital. Borro loans have a fixed interest rate based on the loan size and asset class(es) used as collateral. Borro’s interest rates range from 3% to 10%, per month not inclusive of fees that may apply to some loans. For example, a $50,000 loan secured by luxury watches could typically carry a monthly interest rate of 4%. Over a six-month term, the cost of the loan would be six monthly interest payments of $2,000. There are no minimum or maximum repayment periods on Borro loans. Borro’s loan terms are regulated by the states of Colorado or New York, depending on the state Borro originates the loan from.