The Polestar 3 is Polestar’s electric luxury SUV, built for the US market in Ridgeville, South Carolina, and upgraded for 2026 to an 800-volt system with a 92 kWh battery in rear-drive models, a 106 kWh battery in all-wheel-drive models, and up to about 670 horsepower in Performance form. Despite US production, Polestar was barred in June 2026 from selling 2027-model-year cars in the US, so 2026 models are the last sold new here. Owners keep warranties and service. A Polestar 3 is also valuable collateral: Borro lends against luxury vehicles worth $50,000 or more without requiring a sale.
Polestar 3 Specs at a Glance
| Spec | 2026 Polestar 3 |
|---|---|
| Body | Five-seat electric luxury SUV |
| Electrical system | 800-volt (new for 2026) |
| Battery | 92 kWh (rear-drive) or 106 kWh (all-wheel drive) |
| Power | From about 333 hp (single motor) to about 670 hp (Performance) |
| EPA range | Up to about 315 miles (2025 Long Range Dual Motor); 2026 expected slightly higher |
| US assembly | Ridgeville, South Carolina (also built in Chengdu, China) |
| Price | 2025 US lineup about $74,800–$86,300 |
Own a Polestar or another luxury car? Borro lends against luxury, classic and collectible cars valued at $50,000 or more, with loans from $25,000, no credit check and funding in as little as one business day. Get a no-obligation quote or call 720-458-6788.
Who Makes the Polestar 3?
The Polestar 3 is made by Polestar, the electric performance brand majority-owned by China’s Geely, which also owns Volvo. For the US, Polestar moved Polestar 3 production to Volvo’s plant in Ridgeville, near Charleston, South Carolina, in 2024 to avoid tariffs on China-built EVs. It is also built in Chengdu, China.
Can You Still Buy a New Polestar 3 in the US?
Only remaining 2026-model-year cars. In June 2026, the Commerce Department’s Bureau of Industry and Security declined to authorize Polestar under the Connected Vehicle Rule, blocking new Polestar sales from model year 2027 even for the South Carolina-built Polestar 3. Polestar said it would not appeal and will keep selling existing Polestar 3 and Polestar 4 inventory, with its 32 US dealers staying open for service. Current owners keep their warranties. The US accounted for only about 6% of Polestar’s retail sales in the first quarter of 2026.
What Changed for the 2026 Polestar 3?
The 2026 Polestar 3 moved to an 800-volt electrical architecture for faster charging, with a 92 kWh battery in rear-drive versions and a 106 kWh battery in all-wheel-drive versions. Power rises across the range, to about 670 hp in Performance form. Polestar expects the changes to improve range by around 6%, though final EPA ratings may differ.
Can You Get a Loan Against a Polestar 3?
Yes, if the car’s current market value is $50,000 or more, which many recent Polestar 3s should meet. Borro lends up to 50% of the appraised value, with a minimum loan of $25,000. A Polestar 3 appraised at $60,000 could support a loan of up to about $30,000. If yours falls short, Borro can lend against watches, jewelry and other high-value assets.
- No credit check and no personal guarantee. The car secures the loan, and Borro does not ask for personal or business financial statements.
- Fast funding. Once your loan is approved, funds can arrive in as little as one business day.
- You keep ownership. Your car is held in fully insured, secure safekeeping for the loan term and returned when you repay.
- Private and discreet. Borro has lent more than $1 billion to clients across the country and holds an A+ BBB rating.
Learn more about Borro’s luxury and classic car loans, how a collateral loan works, or read about the Polestar 4.
The Silence of a Car That Arrives Before You Hear It
Press the door and it closes with a low, assured thud, the sound of something engineered rather than merely assembled. Inside, the cabin settles around you. No rumble, no idle, only the faint sense that a great deal of power is waiting politely for your instruction. Then you ask, and it answers, smoothly and without drama.
That is the Polestar 3 at its best: an electric luxury SUV that does its work in near silence and leaves you with a slightly raised pulse. The power figures in the article tell you what it can do. What they cannot convey is the particular calm of a quiet cabin at the end of a long day, the restraint of the design, the feeling of driving something that looks forward rather than back.
There is also something quietly appealing about owning one of the last 2026 models sold new here. Not scarcity in the dramatic sense, only the small, private satisfaction of a chapter that will not repeat in quite the same way. Cars like this become part of a household’s story.
Which is why selling one to meet a short-term need can feel like the wrong answer. Borro lends against luxury cars of sufficient value, so you can borrow against a luxury car without letting it go. The car is held safely and fully insured while you borrow, ownership stays with you, and when you repay, the keys come back to your hand.
Frequently Asked Questions
Can I borrow against my Polestar 3?
Yes, if it is worth $50,000 or more. Borro lends up to 50% of the appraised value, with loans from $25,000, no credit check and funding in as little as one business day.
Who makes the Polestar 3?
Polestar, majority-owned by Geely. US-market cars are built in Ridgeville, South Carolina.
Can you still buy a Polestar 3 in the US?
Only remaining 2026-model-year inventory. Polestar was not authorized to sell 2027-model-year cars in the US under the Connected Vehicle Rule.
How much horsepower does the 2026 Polestar 3 have?
From about 333 hp in single-motor form to about 670 hp in Performance form.
What changed on the 2026 Polestar 3?
An 800-volt system, larger 92 kWh and 106 kWh batteries, and more power across the lineup.
See how much your car could unlock. Borro’s car loans start at $25,000, with no credit check and no personal guarantee. Apply now or call 720-458-6788 to speak with a valuation expert.
