LUXURY WATCHES
Unlock the Equity in Your Luxury Watch
Luxury Watch Collateral Loans
Few valuables exemplify attention to detail quite like luxury watches. Keeping true to their artistry and craftsmanship, Borro accepts a broad range of luxury watches as collateral, from the finest contemporary makers, to unique vintage pieces.
- Minimum Loan: $2,500
- Typical Loan-to-Value (LTV): Up to 75%
- Watches with a value of $4000+
- Brands accepted as collateral include but are not limited to – Rolex, Patek Philippe, Audemars Piguet, A. Lange & Söhne, Hublot, Richard Mille, Cartier, Omega, Piaget and more.


Daytona with Cerachrom
bezel ref 166500 Watch.
Borro (loan) value $15,750-14,250


World Time Complications
ref 5230R Watch.
Borro (loan) value $20,500-18,500
NOTABLE LUXURY WATCH BRANDS

VALUATION PROCESS FOR WATCHES
Our process provides a fast, accurate, and fair valuation of your luxury watch
For watches, we take into account brand and model, condition, scarcity, age and provenance. In addition, we delve into market feedback and mine insights from manufacturers, auction house records and other third-party valuation data sources.

Tell Us About Your Watch
Contact us to provide a detailed description of your watch and your desired loan amount. Based on that we will give you an initial estimate of the loan the watch will qualify for.
Submit Your Watch for Our Detailed Valuation
Send us your watch or bring it into our New York or Denver office so that our in-house experts can perform a detailed valuation.
A Borro Expert Will Establish Valuation and Provide a Final Loan Quote
Once we’ve valued your watch, we will give you a final loan quote.
PAY YOUR LOAN OFF & GET YOUR ASSET BACK
You can also pick up your assets at our New York or Denver office. You can choose to continue to store your assets with us at no cost, through our Luxury Line of Credit product, giving you same-day access to funding with just a phone call.
USE CASES





Borrower Type: Entrepreneur
Situation Summary: An entrepreneur needed capital to buy a building he had been seeking for over 10 years due to the seller’s $2,000,000 cash at closing requirement. The timeframe to arrange traditional funding would extend beyond the targeted close date, jeopardizing the deal.
Loan Amount: $4,000,000
Luxury Asset(s) Used for Collateral: Five luxury watches
Transaction Timeframe: Three Days
Result: The full amount of closing cash was obtained and the real estate purchase closed on-time. When traditional funding was subsequently secured, the Borro loan was repaid and the client’s assets were returned.





Borrower Type: Business professional
Situation Summary: A gentleman was going on a weekend Vegas trip and wanted to have extra cash to play in a Poker tournament. He used two of his watches to raise extra money to join the game.
Loan Amount: $10,000
Luxury Asset(s) Used for Collateral: 2 Watches
Transaction Timeframe: One Day
Result: The client was able to pay the loan back in a weeks time after returning from Vegas a winner!
GET A LOAN ESTIMATE
Please answer the questions below for a preliminary estimate based on your asset category.
By clicking “ESTIMATE MY LOAN AMOUNT” above, I UNDERSTAND and AGREE that the range displayed on the following page is based solely on the value I inputted. Borro is not bound in any way to the range displayed on the following page and the actual loan value will be determined based on in-person valuation by our experts. This is nothing more than a calculation based on the data inputted by me.
CONTACT US
- 212-776-1020
New York Office – Midtown Manhattan
110 W 40th Street
New York, NY 10018

CONTACT US
- 720-458-6788
Denver Headquarters
4100 E Mississippi Ave
Denver, CO 80246
