Unlock the Equity in Your Luxury Watch

Luxury Watch Collateral Loans

Few valuables exemplify attention to detail quite like luxury watches. Keeping true to their artistry and craftsmanship, Borro accepts a broad range of luxury watches as collateral, from the finest contemporary makers, to unique vintage pieces.

  • Minimum Loan: $2,500
  • Typical Loan-to-Value (LTV): Up to 75%
  • Watches with a value of $4000+
  • Brands accepted as collateral include but are not limited to – Rolex, Patek Philippe, Audemars Piguet, A. Lange & Söhne, Hublot, Richard Mille, Cartier, Omega, Piaget and more.

Slide Rolex Watch Stainless steel Rolex
Daytona with Cerachrom
bezel ref 166500 Watch.
Market value $20,000,
Borro (loan) value $15,750-14,250
Slide luxury watch 18k yellow gold Patek Philippe
World Time Complications
ref 5230R Watch.
Market value $30,000,
Borro (loan) value $20,500-18,500


Luxury watch brand logos


Our process provides a fast, accurate, and fair valuation of your luxury watch

For watches, we take into account brand and model, condition, scarcity, age and provenance. In addition, we delve into market feedback and mine insights from manufacturers, auction house records and other third-party valuation data sources.​

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Tell Us About Your Watch

Contact us to provide a detailed description of your watch and your desired loan amount. Based on that we will give you an initial estimate of the loan the watch will qualify for.

Submit Your Watch for Our Detailed Valuation​

Send us your watch or bring it into our New York or Denver office so that our in-house experts can perform a detailed valuation.

A Borro Expert Will Establish Valuation and Provide a Final Loan Quote

Once we’ve valued your watch, we will give you a final loan quote.


You can also pick up your assets at our New York or Denver office. You can choose to continue to store your assets with us at no cost, through our Luxury Line of Credit product, giving you same-day access to funding with just a phone call.


Dewey Burke Patek Philippe watch Patek Philippe watch luxury vintage watch luxury watch GET YOUR LOAN Using Luxury Watches as Loan Collateral to Bridge the Funding Gap on a Real Estate Deal

Borrower Type: Entrepreneur

Situation Summary: An entrepreneur needed capital to buy a building he had been seeking for over 10 years due to the seller’s $2,000,000 cash at closing requirement. The timeframe to arrange traditional funding would extend beyond the targeted close date, jeopardizing the deal.

Loan Amount: $4,000,000

Luxury Asset(s) Used for Collateral: Five luxury watches

Transaction Timeframe: Three Days

Result: The full amount of closing cash was obtained and the real estate purchase closed on-time. When traditional funding was subsequently secured, the Borro loan was repaid and the client’s assets were returned.
Dewey Burke Omega speedmaster watch luxury watch Rolex watch luxury watch GET YOUR LOAN Using Luxury Watches as Loan Collateral to Fund a Poker Tournament

Borrower Type: Business professional

Situation Summary: A gentleman was going on a weekend Vegas trip and wanted to have extra cash to play in a Poker tournament. He used two of his watches to raise extra money to join the game.

Loan Amount: $10,000

Luxury Asset(s) Used for Collateral: 2 Watches

Transaction Timeframe: One Day

Result: The client was able to pay the loan back in a weeks time after returning from Vegas a winner!


Please answer the questions below for a preliminary estimate based on your asset category.

By clicking “ESTIMATE MY LOAN AMOUNT” above, I UNDERSTAND and AGREE that the range displayed on the following page is based solely on the value I inputted. Borro is not bound in any way to the range displayed on the following page and the actual loan value will be determined based on in-person valuation by our experts. This is nothing more than a calculation based on the data inputted by me.


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110 W 40th Street

New York, NY 10018