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The Luxury Line of Credit™: A Revolving Safety Net for Collectors

The Luxury Line of Credit™: A Revolving Safety Net for Collectors

For the serious collector or business owner, capital needs are rarely one-off events. They are fluid. You may need funds to acquire a new piece of art at auction in February, repay it in March, and then need capital again in June for a real estate deposit.

Repeating the loan application process for every transaction is inefficient. Enter the Luxury Line of Credit™.

Similar to a home equity line of credit (HELOC) but secured by your portable luxury assets, this product allows you to deposit your assets with us once and establish a revolving credit limit. You can draw down funds instantly when an opportunity arises and pay them back on your schedule. You pay interest only on the amount you use, while your assets remain safely stored in our secure, insured vaults.

This is the ultimate tool for agility. Whether you are an art dealer needing inventory financing or a collector who wants to be ready when a rare vintage car hits the market, the Luxury Line of Credit™ ensures the funds are there before the hammer falls.

Richard Shults, GG (GIA)

Richard is the Chief Underwriter at Borro by Luxury Asset Capital and is a Graduate Gemologist, certified by the Gemological Institute of America (GIA).

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Get liquidity from what you already own.

Borro provides confidential, asset-backed loans — often funded within 48 hours. No credit check. No income verification.

Own a luxury asset sitting idle?

Access liquidity without selling. Borro offers confidential, asset-backed loans on fine art, jewelry, watches, classic cars, handbags, and more — often funded within 48 hours.
or call 720-458-6788
About Borro

Liquidity backed by luxury, since 2008.

Borro was founded to give owners of fine art, jewelry, watches, and other valuable assets a faster, more discreet path to liquidity than a traditional bank loan or an outright sale. Since 2008, the company has funded loans against a wide range of luxury collateral for clients who need capital quickly without giving up ownership.

Every loan is secured directly against the asset itself, which means no credit checks, no income verification, and no impact on personal credit history. Clients retain ownership throughout the loan term and can reclaim their asset in full upon repayment.

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Access your asset’s value without selling it.

Whether it’s a classic car, a fine watch, jewelry, art, or any other luxury asset — Borro can provide a confidential loan against it, often funded within 48 hours.
  • No credit check required
  • Keep ownership of your asset
  • Funding in as little as 48 hours
  • Completely confidential process

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