Curating the Best of the Best
Date: January 23, 2026
Location: Phoenix/Scottsdale, Arizona
Own a luxury or collectible car? Borro lends up to 50% of the appraised value of luxury and classic cars worth $50,000 or more, with loans from $25,000, no credit check and funding in as little as one business day. Get a no-obligation quote or call 720-458-6788.
Amidst the frenzy of Arizona Car Week, RM Sotheby’s Arizona stands apart for its focus on quality over quantity. This auction is the destination for the serious investor seeking blue-chip Ferraris, Porsches, and pre-war grand tourers. The catalog is meticulously curated, often featuring vehicles with impeccable provenance and restoration history.
Acquiring assets at this level requires significant capital deployment. Borro’s expertise in collateral loans allows high-net-worth individuals to leverage their existing fine art or watch collections to participate in these high-stakes sales without disrupting their long-term investment strategies.
See how this event fits into the broader market in our January Luxury Overview.
The Blue-Chip Standard in Automotive Auctions
RM Sotheby’s occupies the top tier of the collector car market. Their Arizona sale is intentionally small — typically fewer than 100 lots — because every vehicle is hand-selected for provenance, condition, and historical significance. This curatorial approach means that results from RM Sotheby’s Arizona carry outsized influence on valuations for the rarest and most important automobiles in the world. A strong result here can reset the benchmark for an entire marque or model year.
What Sells at This Level
The typical RM Sotheby’s Arizona catalog features pre-war classics, competition Ferraris, significant Porsche 911 variants, and one-of-one coachbuilt vehicles. These are assets where provenance documentation — racing history, celebrity ownership, concours awards — can add six or seven figures to the hammer price. The buyers at this level are not hobbyists; they are sophisticated collectors who view these vehicles as alternative investments with cultural significance, and they conduct the same level of due diligence they would apply to a fine art acquisition or a real estate transaction.
Capital Strategy for Ultra-High-Value Collections
Owners of vehicles at the RM Sotheby’s level face a unique challenge: their assets are extraordinarily valuable but inherently illiquid. Selling a seven-figure automobile requires the right auction, the right season, and the right buyer — a process that can take months. Borro specializes in providing immediate liquidity against these assets. Our appraisal team has deep experience with the marques and models that appear at RM Sotheby’s, and we can structure loans that reflect the premium these vehicles command in the current market. The process is confidential, the funds are available quickly, and your vehicle remains in secure, insured storage throughout the loan term.
Arizona Car Week as a Market Signal
Taken together, the results from Mecum, Barrett-Jackson, and RM Sotheby’s during Arizona Car Week provide the most comprehensive snapshot of the collector car market available at any point during the year. Borro monitors these results closely to ensure our valuations reflect real-time market conditions. If you own significant automotive assets and are considering your capital options, Arizona Car Week is the ideal moment to have a conversation with our team about what your collection is worth and how it can work for you.
A Small Room, a Single Spotlight
Walk into a sale where every car has been chosen with care and you feel the difference at once. The aisles are quieter. The paint seems deeper under the lights. No one is hurrying, because there are not so many cars that anyone could afford to miss one.
That is the particular spell of a curated catalog. A competition Ferrari sits low and watchful, a coachbuilt one-off holds its own shape against the dark, and the room leans in without being asked. Provenance here is not a footnote. It is the story the car tells you when you stand near enough to read it.
For anyone who already owns a piece of this caliber, the advisor’s view is a calm one. Strong sales reset what the rarest cars mean, and a rare car held patiently has nothing to prove to a headline. You do not need to scramble in a busy week. You hold, and you let the room come to you.
If you want to move on something new without letting go of what you love, Borro can lend against a luxury or classic car of the right value. It rests in secure, insured safekeeping while the loan runs, you remain its owner, and it returns to you when you repay. See how car loans work.
Frequently Asked Questions
How much can I borrow against my car?
Borro lends up to 50% of the appraised value of luxury and classic cars worth $50,000 or more, with loans from $25,000, no credit check and funding in as little as one business day once approved.
Where is my car kept during the loan?
In fully insured, secure safekeeping, and it is returned when you repay.
Does Borro check my credit?
No. The car secures the loan.
Ready to unlock your asset’s value? Borro has lent more than $1 billion and holds an A+ BBB rating. Apply now or call 720-458-6788 to speak with a valuation expert.
