The Rivian R1T is an all-electric adventure pickup. For 2026 it starts at $70,990 with dual motors, and the range runs up to the Gen 2 Quad-Motor at $115,990, with 1,025 horsepower, 1,198 lb-ft of torque and a 0–60 mph time of 2.5 seconds. The Dual Max version offers up to about 420 miles of EPA range. An R1T is also valuable collateral: Borro lends against luxury vehicles worth $50,000 or more, so owners can raise capital fast without selling.
2026 Rivian R1T Lineup at a Glance
| Version | Power | EPA range (approx.) | Starting price |
|---|---|---|---|
| Dual (Standard pack) | Up to about 533 hp | Varies by pack | $70,990 |
| Dual Max | Dual motor | Up to about 420 miles | $84,990 |
| Tri Max | 850 hp | About 371 miles | $100,990 |
| Quad (Gen 2) | 1,025 hp, 1,198 lb-ft | About 374 miles | $115,990 |
| Quad Launch Edition | 1,025 hp | About 374 miles | $119,990 |
Prices are before the $1,895 destination charge and vary slightly by source. A $5,000 Performance Upgrade is available for dual-motor trucks.
Own an R1T? Borro lends against luxury, classic and collectible vehicles valued at $50,000 or more, with loans from $25,000, no credit check and funding in as little as one business day. Get a no-obligation quote or call 720-458-6788.
How Much Is the 2026 Rivian R1T?
The 2026 R1T starts at $70,990 for the dual-motor truck, rising to $84,990 for the Dual Max with the largest battery, $100,990 for the Tri Max and $115,990 for the new Quad. The Quad Launch Edition is $119,990. Rivian’s destination charge rose to $1,895 for 2026.
The Gen 2 Quad-Motor R1T
The top R1T uses Rivian’s second-generation Quad-Motor system, with one motor at each wheel for true torque vectoring. It produces 1,025 hp and 1,198 lb-ft of torque and reaches 60 mph in 2.5 seconds in Launch Mode, making it one of the quickest pickups ever built. Deliveries began with Launch Edition trucks.
Rivian R1T Range
Range depends heavily on battery pack and motor count. The Dual Max is the range leader at up to about 420 miles. The Tri Max is rated at about 371 miles, and the Quad at about 374 miles, with some sources quoting more in Rivian’s Conserve mode.
Can You Get a Loan Against a Rivian R1T?
Yes, if the truck’s current market value is $50,000 or more, which most recent R1Ts, and especially Tri and Quad models, should meet. Borro lends up to 50% of the appraised value, with a minimum loan of $25,000. An R1T appraised at $90,000 could support a loan of up to about $45,000.
- No credit check and no personal guarantee. The vehicle secures the loan, and Borro does not ask for personal or business financial statements.
- Fast funding. Once your loan is approved, funds can arrive in as little as one business day.
- You keep ownership. Your vehicle is held in fully insured, secure safekeeping for the loan term and returned when you repay.
- Private and discreet. Borro has lent more than $1 billion to clients across the country and holds an A+ BBB rating.
How It Works
- Tell us about your truck. Share the year, motor configuration, battery pack, mileage and the amount you want to borrow.
- Inspection. A Borro valuation expert arranges an in-person inspection. Have proof of ownership, service receipts and ownership history ready.
- Final quote and funding. Borro sets the valuation, gives you a final loan quote and funds the loan once you accept.
Learn more about Borro’s luxury and classic car loans, how a collateral loan works, or read about the Rivian R1S and R1T Adventure Package.
Frequently Asked Questions
Can I borrow against my Rivian R1T?
Yes, if it is worth $50,000 or more. Borro lends up to 50% of the appraised value, with loans from $25,000, no credit check and funding in as little as one business day.
How much does a 2026 Rivian R1T cost?
From $70,990 for the dual-motor truck to $115,990 for the Quad, or $119,990 for the Quad Launch Edition, before the $1,895 destination charge.
What is the range of the Rivian R1T?
Up to about 420 miles for the Dual Max, about 371 miles for the Tri Max and about 374 miles for the Quad.
How fast is the Rivian R1T Quad?
The Gen 2 Quad-Motor R1T makes 1,025 hp and reaches 60 mph in 2.5 seconds in Launch Mode.
How much horsepower does the Rivian R1T have?
Up to about 533 hp for dual-motor trucks, 850 hp for the Tri and 1,025 hp for the Quad.
See how much your truck could unlock. Borro’s vehicle loans start at $25,000, with no credit check and no personal guarantee. Apply now or call 720-458-6788 to speak with a valuation expert.
