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Lexus RZ 450e

Lexus RZ 450e

The Lexus RZ 450e is the all-wheel-drive version of the Lexus RZ, the brand’s first dedicated electric SUV. For 2026 it makes 308 horsepower with up to about 261–264 miles of EPA range, and starts around $50,795. The 2026 RZ lineup also adds a front-drive RZ 350e with up to about 301 miles and a 402-horsepower RZ 550e F Sport, with prices from about $47,295 to $58,295. If you own a luxury car or other high-value assets, Borro can turn them into fast, private funding with no credit check and no need to sell.

2026 Lexus RZ Lineup at a Glance

VersionDrivePowerEPA range (approx.)Starting price (approx.)
RZ 350eFront-wheel drive221 hpUp to ~301 miles$47,295
RZ 450eAll-wheel drive308 hp~261–264 miles$50,795
RZ 550e F SportAll-wheel drive402 hp~229 milesTop of range, up to ~$58,295

Prices are MSRP before destination and vary slightly by source. Battery capacity rose for 2026 from about 71 kWh to about 75 kWh, with a 77 kWh pack in the RZ 550e.

Need capital without selling? Borro lends against luxury and collectible cars valued at $50,000 or more, plus watches, jewelry and other high-value assets, with funding in as little as one business day. Get a no-obligation quote or call 720-458-6788.

What Changed for the 2026 Lexus RZ?

Lexus gave the RZ a substantial update for 2026. Larger batteries raised range across the lineup: the RZ 450e gains about 40 miles of range, to roughly 261 miles. The front-drive model was renamed from RZ 300e to RZ 350e and gained 20 horsepower. The new RZ 550e F Sport adds 402 hp, blacked-out styling, 20-inch wheels and an “M mode” that simulates the feel of a shiftable transmission.

Lexus RZ 450e Range and Charging

With all-wheel drive and 308 hp, the RZ 450e is the balance point of the range. Its EPA-estimated range is about 261 to 264 miles depending on source and wheel choice. Owners who prioritize range should consider the front-drive RZ 350e, rated at up to about 301 miles; those who want performance should look at the RZ 550e F Sport.

How Much Is the Lexus RZ 450e?

The 2026 RZ 450e starts around $50,795, with Premium at about $52,995 and Luxury at about $58,295, before the destination charge. Check with a Lexus dealer for current pricing and incentives.

Can You Get a Loan Against a Lexus RZ?

It depends on the car’s value. Borro’s car loans are for vehicles worth $50,000 or more, and most RZ models list below or close to that figure new, so many will not qualify on their own, especially once they are a few years old. If you need capital, Borro can lend against other high-value property you own:

  • Luxury, classic and collectible cars valued at $50,000 or more: loans from $25,000, up to 50% of value
  • Luxury watches and fine jewelry: loans from $2,500, up to 65% of value
  • Designer handbags: up to 45% of value; gold and precious metals: up to 70% of value
  • No credit check and no personal guarantee. The asset secures the loan, and Borro does not ask for personal or business financial statements.
  • Fast funding. Once your loan is approved, funds can arrive in as little as one business day.
  • You keep ownership. Your asset is held in fully insured, secure safekeeping and returned when you repay.
  • Experienced and discreet. Borro has lent more than $1 billion to clients across the country and holds an A+ BBB rating.

See every category of assets we accept, learn about luxury watch loans, or read how a collateral loan works.

Quiet Is the New Statement

Not every beautiful thing shouts. The RZ is the kind of car that whispers, and there is real luxury in that. Glide away from the curb and the cabin hushes. The hum of the road recedes. What is left is a calm so complete that you notice your own thoughts again.

That feeling, of being gently removed from the noise of the day, is what people pay for when they choose a car like this. It is less about speed than about composure. A well-made seat, a cool surface under your fingers, a doorway that closes with a soft, certain sound. Small things, arranged with care.

Owners tend to describe it the same way. The drive home becomes the best part of the day. It is a quiet ritual, and rituals are what separate a possession from a habit.

Of course, life sometimes asks for capital in the middle of all this. When it does, remember that the finest things you own are not only to be enjoyed but also to be put to work. Borro lends against luxury watches, fine jewelry, gold, designer handbags and cars of sufficient value, keeping each piece in secure, insured safekeeping until you repay and it returns to you. Browse the assets Borro accepts, and let something rare do the heavy lifting while you keep your calm.

Frequently Asked Questions

Can I get a loan against my Lexus RZ?
If it is worth $50,000 or more, Borro can lend up to 50% of its appraised value. Many RZ models are valued below that, so Borro can also lend against watches, jewelry or another luxury car, with loans from $2,500 for watches and jewelry.

What is the range of the Lexus RZ 450e?
The 2026 RZ 450e is rated at about 261 to 264 miles by the EPA, around 40 miles more than earlier models.

How much horsepower does the Lexus RZ 450e have?
308 hp from two motors with all-wheel drive. The RZ 550e F Sport makes 402 hp.

How much does the Lexus RZ cost?
The 2026 RZ runs from about $47,295 for the RZ 350e to about $58,295 at the top of the range, before destination.

What is the difference between the RZ 350e, 450e and 550e?
The RZ 350e is front-wheel drive with the most range, the RZ 450e is all-wheel drive with 308 hp, and the RZ 550e F Sport is the 402 hp performance model.

See how much your assets could unlock. Borro’s loans start at $2,500 for watches and jewelry and $25,000 for cars, with no credit check and no personal guarantee. Apply now or call 720-458-6788.

Sources and Further Reading

Richard Shults, GG (GIA)

Richard is the Chief Underwriter at Borro by Luxury Asset Capital and is a Graduate Gemologist, certified by the Gemological Institute of America (GIA).

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About Borro

Liquidity backed by luxury, since 2008.

Borro was founded to give owners of fine art, jewelry, watches, and other valuable assets a faster, more discreet path to liquidity than a traditional bank loan or an outright sale. Since 2008, the company has funded loans against a wide range of luxury collateral for clients who need capital quickly without giving up ownership.

Every loan is secured directly against the asset itself, which means no credit checks, no income verification, and no impact on personal credit history. Clients retain ownership throughout the loan term and can reclaim their asset in full upon repayment.

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Access your asset’s value without selling it.

Whether it’s a classic car, a fine watch, jewelry, art, or any other luxury asset — Borro can provide a confidential loan against it, often funded within 48 hours.
  • No credit check required
  • Keep ownership of your asset
  • Funding in as little as 48 hours
  • Completely confidential process

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