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tier is among the world’s largest and most diversified producers of luxury goods, and among the most highly prized for style and quality across multiple luxury asset categories, including Cartier jewelry, Cartier engagement rings, and wedding bands, Cartier watches, and Cartier handbags and accessories. Cartier was founded in Paris by Louis Cartier and has been known ever since for timeless creations and lasting value.
“Cartier is such a well-known luxury brand for reasons including the quality of their stones, their design excellence, and the breadth of luxury goods they provide,” said Borro’s chief underwriter, Richard Shults, GG (GIA). “We provide many loans to people using their Cartier jewelry, Cartier watches, and Cartier handbags as collateral, which garner strong valuations due to their reputation and demand.”
Cartier owners are attracted to collateral loans as a financing strategy because it enables them to quickly address situations or opportunities without the need to sell assets to which may have personal or sentimental value or may be continuing to appreciate in value. Cartier in need of cash who do not want to sell often tap the equity of their fine jewelry, watches, or handbags to obtain collateral loans. It should come as no surprise that these three asset classes are the most frequently used forms of collateral for loans through Borro, the leading provider of collateral loans secured by luxury assets.
Why consider a collateral loan?
Collateral loans are a reliable, fast, and easy way to access cash with no credit check, credit history, or financial disclosures. Instead, individuals can get a loan by using luxury assets such as fine jewelry. Many don’t realize that owning these assets can make the most flexible, convenient, and immediate funding options available at moments when cash needs are unexpected and urgent. Borro is the leading national provider of collateral loans secured by luxury assets, having provided $450,000,000 in loans to over 15,000 investors, entrepreneurs, small business owners, and any luxury asset owner in need of cash but preferring not to sell assets.
How do collateral loans on Cartier jewelry, Cartier watches or Cartier handbags work?
Owners of Cartier and other fine jewelry, watches, and handbags, collectors, and members of the trade, including wholesalers, retailers, and designers and manufacturers, can obtain standard loans or line of credit loans from Borro, ranging from $2500 to over $5,000,000. Borro empowers clients to capitalize on the true value of their assets without the wait, and, more importantly, without the need to sell. The loan can be used for any personal or business reasons with cash available in as little as 48 hours.
Borro accepts all forms of Cartier fine jewelry, including rings, bracelets, necklaces, and earrings, from signature collections such as Cartier Love, Cartier Juste un Clou, Clash de Cartier, Cartier Trinity, and Panthere de Cartier. Borro also accepts Cartier Tank watches, Salon de Cartier watches, Pasha de Cartier watches, Panthere de Cartier watches Maillon de Cartier watches, and Santos de Cartier watches. Guirlande de Cartier handbags, C de Cartier handbags, Panthere de Cartier handbags, and Cactus de Cartier handbags round out the wide range of Cartier luxury assets accepted by Borro as loan collateral.
Borro’s in-house specialists have a combined 80+ years of experience providing loans against luxury assets from the world’s most sought after luxury goods companies such as Cartier. They are experts with deep auction house relationships and a strong network of appraisers, traders, and dealers. Borro provides exceptional security, care, and handling of luxury assets during transport, valuation, and storage. Assets are insured from when they are shipped, during storage in its vaults, and until they are returned after a loan is paid off. It uses advanced protocols for asset handling and tracking, with vaults that are among the most secure available anywhere. Borro does business across the United States and is licensed and regulated by the laws of Colorado and New York.
Who can get a loan on their fine jewelry, luxury watches and luxury handbags?
Borro has made this funding option available to anyone with assets such as white or colored diamonds, emeralds, sapphires and rubies, estate and fine jewelry in the form of rings, bracelets, necklaces, pendants, brooches, earrings, and more, by Cartier and other fine jewelry brands including Harry Winston, Tiffany, Blue Nile, Van Cleef, and Arpels, Mikimoto, Tiffany, Bulgari, Verdura, Pomellato, Chopard, Graff, David Yurman, David Webb, and Messika. Accepted watch brands in addition to Cartier include Rolex, Patek Philippe, Audemars Piguet, A. Lange & Söhne, Hublot, Richard Mille, Omega, Piaget and more. Accepted luxury handbag brands beyond Cartier include Birkin, Louis Vuitton, Dior, Yves Saint Laurent/YSL, Prada, Chanel, Gucci, Givenchy, Goyard, and Céline.
For example, a specialty lawyer with the seasonal income needed capital to help cover living expenses over several low revenue-producing months. Liquidating securities to cover this period was an unattractive option due to market timing and tax considerations, and selling off luxury assets was undesirable.
Using several fine jewelry assets, she obtained a $575,000 loan in a few days from Borro to cover her off-season expenses. After income production resumed a few months later, the Borro loan was repaid, and her jewelry, which had been securely stored and fully insured by Borro, was returned.
Who is Borro?
Borro, a Luxury Asset Capital brand, is the leader in confidential loans that use the borrower’s luxury assets as collateral. We are a timely alternative to traditional loans that are often either too slow, invasive & burdensome, or, in some cases, unavailable. We unlock the equity in a wide range of luxury assets that are high in value but low in liquidity and execute transactions from thousands to millions of dollars in as little as one business day.
Borro is a source of capital to individuals at critical moments because we can be trusted to move quickly and confidentially to meet individual and business financial deadlines. We have been a lender to over 15,000 clients, providing over $450 million in loans since our founding over a decade ago. Borro’s industry-standard-setting levels of transparency, convenience, and service are making Borro the leader in trusted, alternative loan solutions.
For more information, please visit: borro.com/assets-we-accept/fine-jewelry/https://borro.com/assets-we-accept/fine-jewelry/
Frequently Asked Questions About Cartier Collateral Loans
How much can I borrow against Cartier jewelry?
Borro offers loans from $2,500 to over $5,000,000 against Cartier jewelry, depending on the piece’s appraised value, condition, and current market demand. Cartier items typically receive strong valuations due to the brand’s global prestige and consistent resale market.
What Cartier items does Borro accept as collateral?
Borro accepts Cartier jewelry (rings, necklaces, bracelets, earrings), Cartier watches (Santos, Tank, Panthère, and other models), and Cartier handbags and accessories. Both vintage and contemporary Cartier pieces are eligible, provided they are authentic and in reasonable condition.
Do I need good credit to get a Cartier collateral loan?
No. Borro’s collateral loans require no credit check, no credit history review, and no financial disclosures. Loan eligibility is based entirely on the appraised value of your Cartier asset — not your credit score or income.
How fast can I get a loan against my Cartier watch or jewelry?
Borro’s process is designed for speed. Once your Cartier item is received and appraised, funding is typically available within 24–48 hours. The process involves shipping your item securely to Borro, receiving an appraisal and loan offer, and accepting the terms to receive funds.
What happens to my Cartier item while the loan is outstanding?
Your Cartier asset is held in fully insured, secure storage at a Borro facility for the duration of the loan term. The item is returned to you in full once the loan is repaid, including principal and agreed interest.
Can I get a line of credit instead of a lump-sum loan?
Yes. Borro offers both standard lump-sum collateral loans and revolving line-of-credit structures secured by your Cartier assets. A line of credit allows you to draw funds as needed up to your approved limit, which can be advantageous for ongoing liquidity needs.
Who uses Cartier collateral loans through Borro?
Borro’s clients include investors, entrepreneurs, small business owners, collectors, and luxury asset owners who need fast liquidity without selling. Trade professionals — including jewelry wholesalers, retailers, and manufacturers — also use Borro’s collateral loans for short-term business financing.
