FINE JEWELRY & DIAMONDS
Unlock the Equity in Your Fine Jewelry or Diamonds
Jewelry Loans
Few valuables exemplify attention to detail quite like fine jewelry. Keeping true to their artistry and craftsmanship, Borro accepts a broad range of fine jewelry as well as diamonds as collateral, from the finest contemporary makers, to unique vintage pieces.
- Minimum Loan: $2,500
- Typical Loan-to-Value (LTV): 45-55%
- Watches with a value of $4000+
- Accepted collateral includes but is not limited to – white or colored diamonds. emeralds, sapphires and rubies. estate and fine jewelry including rings, bracelets, necklaces, pendants, brooches, earrings and more.
center 3.50 ct round
brilliant GIA diamond.
Borro (loan) value $39,000-35,000
Burmese Ruby (No Heat)
and Diamond Necklace.
Borro (loan) value $90,000-110,000
NOTABLE JEWELRY BRANDS
VALUATION PROCESS
Our process provides a fast, accurate, and fair valuation of your jewelry and diamonds
For fine jewelry and diamonds we take into account affiliation with top-tier jewelry houses, popularity of period or style, material and gemstones.
Tell Us About Your Fine Jewelry and/or Diamonds
Contact us to provide a detailed description of your asset(s) and your desired loan amount. Based on that we will give you an initial estimate of the loan the watch will qualify for.
Submit Your Pieces for Our Detailed Valuation
Send us your jewelry and diamonds or bring them to our New York or Denver office so that our in-house experts can perform a detailed valuation.
A Borro Expert Will Establish Valuation and Provide a Final Loan Quote
Once we’ve valued your jewelry and diamonds, we will give you a final loan quote.
PAY YOUR LOAN OFF & GET YOUR ASSET BACK
You can also pick up your assets at our New York or Denver office. You can choose to continue to store your assets with us at no cost, through our Luxury Line of Credit product, giving you same-day access to funding with just a phone call.
USE CASES
Borrower Type: Small Business
Situation Summary: A specialty lawyer with seasonal income needed capital to help cover living expenses over several low revenue-producing months. Liquidating securities to cover this period was an unattractive option due to market timing and tax considerations, and selling off luxury assets was undesirable.
Loan Amount: $575,000
Luxury Asset(s) Used for Collateral: Several fine jewelry assets
Transaction Timeframe: Five days
Result: Off season expenses covered. After income production resumed a few months later, the Borro loan was repaid and the client’s assets were returned.
Borrower Type: Small Business
Situation Summary: A jewelry trading company had an opportunity to augment inventory with some time-sensitive additions, but because the opportunity arose during its slow season, did not have adequate cash flow to finance it. Traditional lenders were not an option for this type of business.
Loan Amount: $150,000
Luxury Asset(s) Used for Collateral: Several fine jewelry assets
Transaction Timeframe: Seven days
Result: Additional inventory acquired. After income production picked up a few months later, the Borro loan was repaid and the client’s assets were returned.
Borrower Type: Divorce Litigant
Situation Summary: A wife was going through a highly contentious divorce proceeding in which her husband froze her access to family financial resources. Consequently, she had no access to the capital she needed to pay her attorney.
Loan Amount: $90,000
Luxury Asset(s) Used for Collateral: Diamond engagement ring, luxury watch and diamond necklace.
Transaction Timeframe: Three Days
Result: Divorce lawyer retained to represent our client at a pivotal stage of a significant transition in her life. After assets and funds were awarded in the divorce settlement the Borro loan was repaid and the client’s assets were returned.
GET A LOAN ESTIMATE
Please answer the questions below for a preliminary estimate based on your asset category.
By clicking “ESTIMATE MY LOAN AMOUNT” above, I UNDERSTAND and AGREE that the range displayed on the following page is based solely on the value I inputted. Borro is not bound in any way to the range displayed on the following page and the actual loan value will be determined based on in-person valuation by our experts. This is nothing more than a calculation based on the data inputted by me.
New York
Denver
CONTACT US
- 212.776.1020
New York Office – Midtown Manhattan
110 W 40th Street
New York, NY 10018
