Rare Wine Loans: Borrowing Against Bordeaux, Burgundy, and Cellar Collections in 2026
Rare wine loan basics: which producers and vintages hold lending value, how Borro values cellars and trophy bottles, typical LTV, and the storage process.
Richard is the Chief Underwriter at Borro by Luxury Asset Capital and is a Graduate Gemologist, certified by the Gemological Institute of America (GIA).
Borro was founded to give owners of fine art, jewelry, watches, and other valuable assets a faster, more discreet path to liquidity than a traditional bank loan or an outright sale. Since 2008, the company has funded loans against a wide range of luxury collateral for clients who need capital quickly without giving up ownership.
Every loan is secured directly against the asset itself, which means no credit checks, no income verification, and no impact on personal credit history. Clients retain ownership throughout the loan term and can reclaim their asset in full upon repayment.
BBB Accredited
A+ Rating
Great Place to Work
Certified 2024–2025
Rare wine loan basics: which producers and vintages hold lending value, how Borro values cellars and trophy bottles, typical LTV, and the storage process.
Fine art loan basics: which categories of art hold lending value, how Borro values works for collateral, typical LTV, and the appraisal and storage process.
Classic and supercar loan basics: which makes hold lending value, how Borro values modern supercars and vintage Ferraris, typical LTV and the appraisal process.