Family Office Liquidity: Asset-Backed Lending Against Luxury Portfolios in 2026
How family offices and private wealth advisors use asset-backed lending to bridge illiquidity, fund opportunistic positions, and structure tax-aware liquidity events.
Richard is the Chief Underwriter at Borro by Luxury Asset Capital and is a Graduate Gemologist, certified by the Gemological Institute of America (GIA).
Borro was founded to give owners of fine art, jewelry, watches, and other valuable assets a faster, more discreet path to liquidity than a traditional bank loan or an outright sale. Since 2008, the company has funded loans against a wide range of luxury collateral for clients who need capital quickly without giving up ownership.
Every loan is secured directly against the asset itself, which means no credit checks, no income verification, and no impact on personal credit history. Clients retain ownership throughout the loan term and can reclaim their asset in full upon repayment.
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How family offices and private wealth advisors use asset-backed lending to bridge illiquidity, fund opportunistic positions, and structure tax-aware liquidity events.
How heirloom jewelry loans work: a confidential way to unlock capital from inherited or family pieces without selling, including appraisal, LTV, and the process.
How Borro values Chanel Classic Flaps, Dior Lady Dior, and Bottega Veneta Hourglass and Pouch bags for collateral lending, plus typical LTV and the appraisal process.