The decision to hand over a prized possession—perhaps a family heirloom diamond or a vintage car—is not one taken lightly. At Borro, we understand that trust is our most valuable currency.
Since becoming part of Luxury Asset Capital in 2020, we have facilitated over $1 billion in loans (across the LAC family of brands). We are rated A+ by the Better Business Bureau. But our commitment to security goes beyond ratings.
When you entrust an asset to us, it is stored in state-of-the-art vaults with bank-level security protocols. Our facilities in Denver and New York are monitored 24/7. Furthermore, your assets are fully insured for their appraised value while in our possession and during transit.
Discretion is equally important. We do not report to credit bureaus. We do not call your employer. The transaction is strictly between you and Borro. We are the quiet partner in your financial success, providing a safe harbor for your assets and a launchpad for your financial goals.
The Architecture of Trust
Trust in luxury lending is built on three pillars: physical security of the asset, confidentiality of the transaction, and transparency of the terms. Borro has invested heavily in all three. Our vault facilities are designed to exceed the standards of major auction houses and museum storage facilities, with redundant security systems, 24/7 monitoring, individual asset tracking, and environmental controls calibrated to the specific needs of each asset category. Every transaction is governed by strict confidentiality protocols — we do not disclose client identities, loan amounts, or asset details to any third party. And our loan terms are straightforward, with no hidden fees, no surprise charges, and no fine print designed to disadvantage the borrower.
Insurance and Custody Standards
From the moment your asset enters Borro’s custody, it is covered by comprehensive insurance that reflects its full appraised value. Our insurance coverage is provided by Lloyd’s of London syndicates — the gold standard in specialty insurance for high-value assets. This coverage remains in force throughout the loan term, protecting your asset against loss, damage, and theft with the same level of protection that major museums and collectors rely on for their most valuable holdings. Our custody chain is fully documented, with every movement of your asset recorded and verifiable.
Who Uses Borro’s Confidential Lending
Our clients include individuals for whom financial privacy is not a preference but a requirement. Public figures — entertainers, athletes, executives, and political figures — use Borro because our lending process is entirely separate from the traditional banking system. There are no credit checks, no public filings, and no reports to credit bureaus. Business owners use our service to access capital without revealing personal financial needs to business partners, investors, or board members. Individuals going through family transitions use Borro to access liquidity confidentially during sensitive periods. In every case, the common thread is a need for capital that is fast, substantial, and private.
Our Track Record
Since its founding, Borro has facilitated hundreds of millions of dollars in luxury asset loans while maintaining an unblemished record of asset security. No client asset has ever been lost, damaged, or compromised while in our custody. This track record is not accidental — it is the result of systematic investment in security infrastructure, insurance coverage, and operational protocols designed to eliminate risk at every stage of the custody chain. When you entrust your most valued possessions to Borro, you are choosing a partner whose operational standards match the value of the assets we hold.
