For High-Net-Worth Individuals (HNWIs), traditional banking relationships can paradoxically be the most friction-heavy source of liquidity. Despite having significant assets, self-employed entrepreneurs or those with complex income structures often face intrusive scrutiny, income verification delays, and rigid underwriting criteria when seeking short-term capital.
Banks operate on risk models that prioritize consistent W-2 income over asset wealth. They view a lack of liquid cash as a risk, ignoring the millions tied up in real estate, art, or luxury collections. Furthermore, bank loans almost always require a personal guarantee and report to credit bureaus, impacting your debt-to-income ratio.
Borro offers the alternative that modern wealth demands. We do not look at your tax returns, your credit score, or your business P&L. We look at the asset. If you possess a high-value asset—be it a Ferrari, a Patek Philippe, or a Graff diamond—you have immediate borrowing power.
We provide what banks cannot: discretion, speed, and simplicity. With funding available in as little as one business day, Borro allows you to bypass the bank’s red tape and access the capital you are entitled to, on your own terms.
Ready to discover a more flexible way to unlock liquidity from your high-value assets? Explore our comprehensive range of bespoke financing solutions in our guide to Our loans.
