Can I get a loan against a Rolex?

Yes. Rolex is one of the most common watch brands Borro finances. Submariner, Daytona, GMT-Master II, Day-Date, and Datejust are all accepted.

How much can I borrow against a luxury watch?

Borro offers up to 70% LTV. A Rolex Daytona valued at $25,000 qualifies for a loan up to approximately $17,500. Loans start at $2,500 with no upper ceiling.

Do I need box and papers for a watch loan?

No, but box and papers increase the assessed value — typically by 10–20% depending on the reference.

What happens to my watch while Borro holds it?

Stored in Borro's fully insured, secure vault with comprehensive coverage until returned.

What if I cannot repay the watch loan?

This is a non-recourse loan. Only the watch is at risk — your personal credit and other assets are never affected.

How is my watch valued?

Using current secondary-market pricing from Chrono24, WatchCharts, and recent auction records.

How much can I borrow against gold?

Up to 70% LTV. A 1 kg gold bar at approximately $99,000 qualifies for up to $69,300. Minimum loan is $2,500.

Can I use gold jewelry as collateral?

Yes, if it is 18K, 22K, or 24K gold meeting the $2,500 minimum. Loan is based on melt value.

What precious metals does Borro accept?

Gold, silver, platinum, and palladium bullion bars and coins including American Gold Eagles, Canadian Maple Leafs, and Krugerrands.

Is my gold insured while Borro holds it?

Yes, fully insured in a secure vault from the moment it leaves your possession until loan payoff.

What happens if gold prices drop during my loan?

Non-recourse loan — your personal credit and other assets are always protected.

Current spot price adjusted for weight and purity, plus auction records for numismatic coins.

How much can I borrow against jewelry?

Up to 65% LTV for jewelry and 50% LTV for loose diamonds. A Cartier Love bracelet at $8,000 qualifies for up to $5,200. Minimum is $2,500.

Can I get a loan against an engagement ring?

Yes. High-quality diamond engagement rings from recognized jewelers are frequently used as collateral at Borro.

What jewelry brands does Borro accept?

Cartier, Van Cleef and Arpels, Tiffany and Co., Harry Winston, Bulgari, Chopard, Graff, and David Yurman, plus estate and vintage fine jewelry.

Do I need a GIA certificate for a diamond loan?

A GIA certificate improves valuation and loan amount, but Borro's gemologists can assess uncertified stones.

What happens to my jewelry while Borro holds it?

Stored in Borro's secure, climate-controlled vault with comprehensive insurance for full assessed value.

Is there a maximum loan amount?

No maximum. Borro structures customized facilities for high-value collections.

We are closed today, Monday, April 6th

Protecting Your Luxury Assets While Using Them as Loan Collateral

Borro

Finance

April 8, 2026

[Article content to be generated by wp-content-pipeline]

will

See Full Bio

Explore more about luxury

Patek Philippe vs. Rolex as Investments: What the 2025–2026 Auction Data Actually Says

The auction data from the past twelve months is unusually clear: Patek Philippe’s rarest references have broken absolute records while Rolex sustains consistent premiums. Here is what collectors and investors need to know.

Christie’s Sets Mid-Season Record as Jeff Koons Sculpture Sells for $7.6 Million

Jeff Koons’s Winter Bears sold for $7.6 million at Christie’s, setting a mid-season auction record. An analysis of what the 2026 auction mid-season results mean for collectors and asset holders.

We are closed today, Monday, April 6th

Protecting Your Luxury Assets While Using Them as Loan Collateral

Richard Shults, GG (GIA)

Explore more about luxury

Patek Philippe vs. Rolex as Investments: What the 2025–2026 Auction Data Actually Says

Christie’s Sets Mid-Season Record as Jeff Koons Sculpture Sells for $7.6 Million

Copyright © 2026 Borro. All rights reserved.