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Hermès Birkin & Kelly: Assets That Outperform the S&P 500

Hermès Birkin & Kelly: Assets That Outperform the S&P 500

Richard Shults, GG (GIA)

Richard is the Chief Underwriter at Borro by Luxury Asset Capital and is a Graduate Gemologist, certified by the Gemological Institute of America (GIA).

In the world of alternative investments, few assets have shown the consistency of the Hermès Birkin and Kelly bags. Studies have famously shown that over certain periods, these “holy grail” handbags have outperformed gold and the S&P 500 in terms of annual value appreciation.

Driven by extreme scarcity and an aura of exclusivity, Hermès bags are effectively currency in the luxury market. However, unlike stocks, you cannot simply click a button to liquidate a Birkin without navigating the complex secondary market.

Borro bridges this gap. We recognize high-end handbags—specifically Hermès, Chanel, and Louis Vuitton—as tier-one collateral. Whether you have a Himalaya Birkin or a classic Kelly in Togo leather, our experts can appraise the item and fund a loan immediately.

For the collector with a closet full of appreciating assets, this opens up a new avenue of financial flexibility. You can unlock the thousands of dollars sitting on your shelf to fund a vacation, pay a tuition bill, or reinvest in your business, all while keeping your collection intact.

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