leverage your assets

Get a loan with your luxury watch

Unlock the equity of your luxury watch and get up to $5,000,000+ in 1-2 days

How it works

A simple process to borrow against the value of your luxury assets



Online. Over the phone. In person.



We pay for insured shipping or you can bring your asset in person.


Get funded

Get our loan offer, sign our contract and receive the funds via wire.


We pay for insured shipping back to you or you can pick your asset up in-person. You can also pick up your assets at our New York or Denver office. You can choose to continue to store your assets with us at no cost, through our Luxury Line of Credit product, giving you same-day access to funding with just a phone call.

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Borro’s Luxury Collateral Loan is our standard loan product that enables you to use a wide range of luxury assets as collateral for loans ranging in size from $2,500 to $5,000,000 or more. Interest is paid monthly on loan balance at a fixed interest rate. Your assets are securely stored and fully insured by us from when they leave your possession until they are returned when your loan is paid off.

Rolex GMT Master

Fair Market Value $17,000
Borro Loan Value $11,000

Using Your Luxury Watch As Collaterals

Luxury Watches

We are the leader in collateral loans. We use the value of your luxury watches as collateral.

Rolex, Cartier, Omega, Patek Philippe and more.

From the finest contemporary makers, to unique vintage pieces, we’re experts at lending against every kind of timepiece…in no time.

Rolex Submariner

Fair Market Value $25,000
Borro Loan Value $15,000

Contact Our Headquarters Directly

New York

110 West 40th Street, Suite 605, New York, NY 10018



4100 E Mississippi Ave, Denver, CO 80246


Flexible Terms. Secured Loans. White Glove Service.​

"I Have Experienced Only Stellar Service With This Company"​
"This is like the best thing ever created!"
Working With Kim And This Company Has Been Incredible! ​
Borro Classic Cars

Built around you

We provide short-term loans from $2,500-$5,000,000+ that fund in 1-2 business days using luxury asset(s) as collateral. The transactions are completely confidential – no credit checks or financial disclosures that could complicate financing already in place. Your luxury watches, fine jewelry collection, designer handbags, fine art, classic/exotic cars or other luxury assets are all that’s required to solve a temporary liquidity problem.

15,000 clients
And over 20,000 transactions

Borro provides secured (collateral) loans, which are money borrowed from a lender that is secured by a luxury asset(s) it holds as loan collateral. Generally speaking, Borro loans provide short-term (six months or less) capital. Borro loans have a fixed interest rate based on the loan size and asset class(es) used as collateral. Borro’s interest rates range from 3% to 10%, per month not inclusive of fees that may apply to some loans. For example, a $50,000 loan secured by luxury watches could typically carry a monthly interest rate of 4%. Over a six-month term, the cost of the loan would be six monthly interest payments of $2,000. There are no minimum or maximum repayment periods on Borro loans. Borro’s loan terms are regulated by the states of Colorado or New York, depending on the state Borro originates the loan from.