Don’t Sell It – Borrow Against the Value of Tiffany Fine Jewelry That You Love

Don’t Sell It – Borrow Against the Value of Tiffany Fine Jewelry That You Love

Tiffany jewelry has set the standard for style, artistry, and design for almost 200 years. The New York-based jeweler, officially named Tiffany and Co. was established in 1837 and is renowned the world over for its fine jewelry, luxury watches, and iconic engagement rings, among other luxury items, as well as the signature light blue the box they come in. Fine jewelry, whether a family heirloom, a unique piece obtained from a local jeweler or a globally recognized designer such as Tiffany is an affordable luxury owned by millions that tend to retain or appreciate in value.

“Tiffany fine jewelry often becomes a prized personal possession by those who come to own it,” said Borro’s chief underwriter, Richard Shults, GG (GIA). “This, along with its proven ability to retain its value is why we so frequently see it used as collateral for a Borro loan. The Tiffany name, backed up by its superior design and craftsmanship means that Tiffany owners enjoy some of the top loan to value (LTV) ratios we offer, and consequently, the maximum ability for us to meet their financial needs.”

Even before the iconic Tiffany box is opened, Tiffany owners develop a strong attachment to their Tiffany fine jewelry. Regardless of whether it’s a Tiffany necklace or pendant, Tiffany bracelet, Tiffany earrings, Tiffany cocktail ring or Tiffany engagement ring, or Tiffany diamond, the thought of selling Tiffany fine jewelry can be emotionally wrenching. Fortunately, Borro recognizes not only the financial value of luxury assets, but just as importantly, the personal or sentimental value they have to their owners.

Tiffany owners in need of cash who do not want to sell often tap the equity of their fine jewelry to obtain collateral loans. It should come as no surprise that fine jewelry is one of the most frequently used forms of collateral for loans through Borro, the leading provider of collateral loans secured by luxury assets.

Why consider a collateral loan?

Collateral loans are a reliable, fast, and easy way to access cash with no credit check, credit history, or financial disclosures. Instead, individuals can get a loan by using luxury assets such as fine jewelry. Many don’t realize that owning these assets can make the most flexible, convenient, and immediate funding options available at moments when cash needs are unexpected and urgent. Borro is the leading national provider of collateral loans secured by luxury assets, having provided $450,000,000 in loans to over 15,000 investors, entrepreneurs, small business owners, and any luxury asset owner in need of cash but preferring not to sell assets.

How do collateral loans on Tiffany fine jewelry work?

Owners of Tiffany and other fine jewelry, collectors, and members of the trade, including wholesalers, retailers, and designers and manufacturers, can obtain standard loans or line of credit loans from Borro, ranging from $2500 to over $5,000,000. Borro empowers clients to capitalize on the true value of their assets without the wait, and, more importantly, without the need to sell. Borro accepts all forms of Tiffany fine jewelry, including Tiffany T, Tiffany Paper Flowers, Tiffany Elsa Peretti, Tiffany Paloma Picasso, Tiffany T, and Tiffany & Co. Schlumberger.

Borro’s in-house specialists have a combined 80+ years of experience providing loans against luxury assets such as Tiffany’s fine jewelry. They are experts with deep auction house relationships and a strong network of appraisers, traders, and dealers. Borro provides exceptional security, care, and handling of luxury assets during transport, valuation, and storage. Assets are insured from when they are shipped, during storage in its vaults, and until they are returned after a loan is paid off. It uses advanced protocols for asset handling and tracking, with vaults that are among the most secure available anywhere. Borro does business across the United States and is licensed and regulated by the laws of Colorado and New York.

Who can get a loan on their fine jewelry, diamonds, and gemstones?

Borro has made this funding option available to anyone with assets such as white or colored diamonds, emeralds, sapphires and rubies, estate and fine jewelry in the form of rings, bracelets, necklaces, pendants, brooches, earrings, and more, from brands including Harry Winston, Cartier, Blue Nile, Van Cleef, and Arpels, Mikimoto, Tiffany, Bulgari, Verdura, Pomellato, Chopard, Graff, David Yurman, David Webb, and Messika.

The loan can be used for any personal or business reasons with cash available in as little as 48 hours. For example, a specialty lawyer with the seasonal income needed capital to help cover living expenses over several low revenue-producing months. Liquidating securities to cover this period was an unattractive option due to market timing and tax considerations, and selling off luxury assets was undesirable.

Using several fine jewelry assets, she obtained a $575,000 loan in a few days from Borro to cover her off-season expenses. After income production resumed a few months later, the Borro loan was repaid, and her jewelry, which had been securely stored and fully insured by Borro, was returned.

Who is Borro?

Borro, a Luxury Asset Capital brand, is the leader in confidential loans that use the borrower’s luxury assets as collateral. We are a timely alternative to traditional loans that are often either too slow, invasive & burdensome, or, in some cases, unavailable. We unlock the equity in a wide range of luxury assets that are high in value but low in liquidity and execute transactions from thousands to millions of dollars in as little as one business day.

Borro is a source of capital to individuals at critical moments because we can be trusted to move quickly and confidentially to meet individual and business financial deadlines. We have been a lender to over 15,000 clients, providing over $450 million in loans since our founding over a decade ago. Borro’s industry-standard-setting levels of transparency, convenience, and service are making Borro the leader in trusted, alternative loan solutions.

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