The Bugatti Centodieci represents the absolute apex of hypercar exclusivity—one of only 10 examples ever produced, each a hand-built tribute to Bugatti’s legendary EB110. With an original price of €8 million ($9 million) and recent auction estimates reaching $15-20 million, your Centodieci is far more than an exceptional automobile—it’s an appreciating masterpiece and one of the world’s most liquid ultra-high-value assets.
At Borro, we specialize in hypercar-secured financing for the world’s most exclusive vehicles. Whether you’re managing complex wealth transitions, seizing time-sensitive investment opportunities, or require substantial liquidity while preserving your collection, a Bugatti Centodieci loan provides seven-figure capital secured by one of automotive history’s rarest hypercars—all while your vehicle remains in museum-quality, climate-controlled storage.
Why the Bugatti Centodieci Commands Extraordinary Loan Value
The Centodieci occupies a position of unparalleled rarity in the hypercar world. Here’s why it represents exceptional loan collateral:
- Unprecedented Scarcity: With only 10 units produced (all delivered by December 2022), the Centodieci is exponentially rarer than most “limited edition” hypercars. This extreme scarcity drives exceptional collateral value.
- Proven Appreciation: Recent market data shows Centodiecis appreciating significantly—examples have been offered at $19.5-20 million, more than doubling the original €8M purchase price within just two years. >
- Chiron-Based Excellence: Built on the proven Bugatti Chiron platform with a 1,600 HP quad-turbo W16 engine, the Centodieci combines cutting-edge performance with Bugatti’s legendary engineering reliability.
- EB110 Heritage: As a modern tribute to the iconic EB110 supercar, the Centodieci connects Bugatti’s storied past with its contemporary dominance—a narrative that resonates powerfully with collectors.
- Complete Documentation: All 10 Centodiecis were hand-built at Bugatti’s Molsheim Atelier with comprehensive provenance, build documentation, and exclusive delivery experiences.
- Low-Mileage Reality: Most Centodieci owners maintain extremely low mileage (many under 500-3,000 miles), preserving both mechanical condition and investment-grade value.
How a Bugatti Centodieci Loan Works
Borro’s hypercar financing process is designed for the utmost discretion, speed, and sophistication required by Centodieci owners. Here’s the complete journey:
1. Confidential Inquiry & Initial Consultation
Begin with a completely confidential consultation with our hypercar specialists. You’ll provide:
- Delivery date and chassis number (critical for provenance verification)
- Complete specification documentation from Molsheim Atelier
- Current mileage and comprehensive condition information
- Professional photography (exterior, interior, engine bay, chassis plate, VIN)
- Full service history from authorized Bugatti service centers
- Original purchase documentation, build records, and delivery materials
- Any unique customization or special features from the build process
- Requested loan amount (typically 40-60% of current market value given extreme rarity)
2. Expert Valuation by Hypercar Specialists
Our hypercar valuation team—with specific expertise in ultra-limited Bugatti models—conducts comprehensive market analysis considering:
- Current Market Dynamics: Recent auction results, private sale data, and market sentiment for the 10 existing Centodiecis
- Specification Analysis: Original configuration, color combination, bespoke features, and build number significance
- Condition Assessment: Mechanical health, cosmetic condition, paint quality, and interior preservation
- Provenance Value: Original owner identity (if public), delivery documentation, show history, media features
- Mileage Impact: Ultra-low mileage examples command premium valuations; documented use history is carefully evaluated
- Market Positioning: Comparison with other ultra-limited Bugatti models (Divo, La Voiture Noire, recent special editions)
Given the Centodieci’s extreme rarity and recent appreciation trajectory, you’ll typically receive a formal loan offer within 48-72 hours, detailing loan amount, interest structure, term, and bespoke repayment options tailored to your wealth management strategy.
3. Museum-Quality Transport & Secured Storage
Once you accept our offer:
- Your Centodieci is transported via enclosed, air-ride equipped, museum-standard carriers—the same specification used for multi-million-dollar classic cars
- All transportation costs covered by Borro with comprehensive insurance at full appraised value throughout transit
- Storage in our state-of-the-art, climate-controlled, security-monitored facilities designed specifically for hypercar preservation
- 24/7 security surveillance, controlled access, and environmental monitoring ensuring optimal preservation
- Complete insurance coverage at full market value throughout the entire loan term
- Funds wired to your designated account within 24-48 hours of secure vehicle receipt and final documentation
Your Centodieci remains in pristine, showroom-fresh condition—never driven, never exposed to environmental variables—maintained in investment-grade preservation until you reclaim it.
4. Flexible Terms & Seamless Return
Borro offers flexible financing structures with terms ranging from 6 to 36 months. When you’re ready:
- Repay the principal plus any accrued interest per your agreed schedule
- We return your Bugatti Centodieci via the same museum-standard enclosed transport at no additional charge
- Reclaim your hypercar in identical condition, with zero credit impact and absolute privacy maintained throughout
Critical Note: Borro loans are non-recourse. Should you choose not to repay, you simply forfeit the collateral—no credit bureau reporting, no collection actions, no deficiency claims, no public record.
Loan Amounts: What Can You Borrow Against a Bugatti Centodieci?
Given the Centodieci’s extreme rarity and recent appreciation, loan amounts reflect both current market valuations and the unique challenges of valuing a 10-unit production hypercar:
| Scenario | Current Market Value Range | Estimated Loan Amount (40-60% LTV) |
|---|---|---|
| Low-Mileage Centodieci (Under 500 miles) | $12-15 million | $4.8-9 million |
| Documented-Use Centodieci (1,000-3,000 miles) | $10-13 million | $4-7.8 million |
| Higher-Mileage Example (3,000+ miles) | $9-11 million | $3.6-6.6 million |
| Exceptional Provenance/Features | $15-20 million | $6-12 million |
Important: Actual loan amounts depend on comprehensive market analysis, current auction comparables, condition verification, and provenance documentation. Recent auction data shows significant variance—one Centodieci went unsold at $9M bid (below original price), while others have been listed/sold near $20M, reflecting market volatility for ultra-rare assets.
Why Choose Borro for Your Bugatti Centodieci Loan?
- No Credit Checks: Your Centodieci’s value secures the loan—personal credit history is completely irrelevant.
- Rapid Deployment: From initial inquiry to capital delivery in as little as 72 hours for qualified applicants.
- Absolute Confidentiality: No public filings, no credit bureau reporting, complete discretion throughout the entire process.
- Museum-Standard Care: Climate-controlled storage (68-72°F, 45-55% humidity), comprehensive security, full insurance, zero depreciation during storage period.
- Hypercar Expertise: Our appraisers understand ultra-limited Bugatti production models, market dynamics for 10-unit series, and collector psychology.
- Flexible Structures: Interest-only options, early payoff without penalty, term extensions available, customized repayment schedules.
- Non-Recourse Protection: Your liability is strictly limited to the collateral—no personal guarantees, no additional recourse.
- Concierge Service: White-glove attention throughout—from initial consultation through vehicle return.
- Global Network: Experience with international clients, multi-currency transactions, and complex cross-border wealth structures.
Common Scenarios for Bugatti Centodieci Loans
- Wealth Restructuring: Access substantial liquidity during complex estate planning, trust restructuring, or generational wealth transfer without forced asset sales.
- Investment Timing: Seize market opportunities (real estate acquisitions, private equity placements, venture investments) without liquidating appreciating assets.
- Tax & Liquidity Management: Handle substantial tax obligations, estimated payments, or timing mismatches between income and major expenses.
- Collection Optimization: Fund new hypercar acquisitions while retaining existing collection—allowing strategic portfolio expansion.
- Business Bridge Financing: Fund acquisitions, expansions, or operational needs without traditional banking delays or disclosure requirements.
- Divorce & Legal Settlements: Maintain liquidity during high-net-worth divorce proceedings or complex legal settlements requiring substantial cash reserves.
- Market Timing Strategy: Avoid selling during soft hypercar markets; leverage now, sell later when values peak.
- Lifestyle Bridge: Temporary liquidity for major purchases (real estate, yachts, aircraft) while maintaining hypercar collection intact.
The Centodieci Market: Understanding Value Dynamics
The Bugatti Centodieci occupies unique territory in the hypercar market:
Scarcity-Driven Appreciation
With only 10 units produced—all allocated during the 2019 unveiling at Pebble Beach and delivered by December 2022—the Centodieci’s supply is forever fixed. This absolute scarcity creates powerful appreciation dynamics as wealthy collectors compete for entry into this exclusive 10-member club.
Recent Market Data
- 2019 Launch: €8 million ($9M) — all 10 units sold immediately
- 2024 Private Sale: $19.5M asking price for 3,000-mile example (116% appreciation)
- 2025 RM Sotheby’s Auction: 272-mile example estimated $15M+ but went unsold around $9M bid (suggesting market volatility)
- Previous Sale Data: One example reportedly sold for estimated $20M, more than doubling original price
This variance reflects the challenge of pricing ultra-rare assets: small sample sizes create volatility, but long-term appreciation trajectory remains strong for investment-grade hypercars with Bugatti provenance.
Frequently Asked Questions
Can I borrow against a Centodieci with existing financing?
No. You must own the vehicle free and clear (no liens or encumbrances) to use it as collateral. If you have outstanding financing, loan proceeds can potentially be structured to pay off existing liens.
How does Borro value a 10-unit production hypercar?
We analyze all available market data: recent auction results (both successful and unsold), private sale asking prices, comparable ultra-limited Bugatti models (Divo, Bolide prototypes), and broader hypercar market trends. Our valuation reflects current market realities while accounting for the Centodieci’s exceptional scarcity.
What if my Centodieci has higher mileage than typical examples?
We evaluate all Centodiecis regardless of mileage. While ultra-low mileage (under 500 miles) commands premium valuations, well-documented usage with complete service history still represents exceptional collateral. One example with 3,000+ miles was offered at $19.5M, demonstrating that provenance and condition matter more than odometer reading alone.
How long can I maintain the loan?
Standard terms range from 6 to 36 months, with extensions available. Many ultra-high-net-worth clients structure 12-24 month terms while managing complex financial transitions or waiting for optimal market timing to liquidate other assets.
What happens to my Centodieci during storage?
Your hypercar remains in museum-quality climate-controlled storage (68-72°F temperature, 45-55% relative humidity), never driven, with battery tenders maintaining electrical systems. Periodic visual inspections ensure condition preservation. You receive regular status updates and can schedule viewings by appointment.
Can I visit my Centodieci during the loan term?
Yes, absolutely. We accommodate viewing requests by appointment for clients who want to verify their vehicle’s condition or show it to potential buyers if planning a future sale.
Are there prepayment penalties?
No. You may repay early and reclaim your Centodieci at any time without penalty—paying only for the actual time the loan was active.
Can I borrow against multiple hypercars simultaneously?
Absolutely. Many clients pledge multiple vehicles from their collections (Centodieci + Chiron + La Voiture Noire, for example) to maximize borrowing capacity and optimize their wealth management strategy.
What if the Centodieci market changes during my loan term?
Our non-recourse structure protects you. If market values decline significantly, you can choose to forfeit the collateral rather than repay, limiting your downside. Conversely, if values appreciate (as recent data suggests), you benefit from that appreciation upon reclaiming your vehicle.
Ready to Unlock Your Bugatti Centodieci’s Value?
Your Bugatti Centodieci represents automotive history, engineering excellence, and substantial financial value. Whether you need $4 million or $10+ million, Borro delivers fast, confidential, sophisticated financing secured by one of the world’s 10 rarest hypercars.
Contact our hypercar specialists today for a confidential consultation. Given the Centodieci’s extreme rarity, each loan is uniquely structured based on your specific vehicle’s provenance, condition, and your financial objectives.
