Borrow Against Your Audemars Piguet Watch
Audemars Piguet — particularly the Royal Oak and Royal Oak Offshore collections — has become one of the most sought-after brands on the secondary watch market. That demand translates directly into strong collateral value when you need a loan. Borro evaluates AP watches against live auction results and dealer market pricing to offer competitive loan-to-value ratios without credit checks or income verification.
Your Audemars Piguet is the collateral. No other qualifying criteria apply. Submit your watch details, receive a valuation, and access funds in as little as one business day.
Which AP References Carry the Strongest Loan Value?
The Royal Oak is the cornerstone of AP’s collateral strength. Steel references — especially the 15500ST and its successors — command extraordinary secondary market premiums that support high loan amounts. The Royal Oak Offshore collection, particularly limited editions and chronograph variants, also performs well as collateral. Royal Oak Concept and Code 11.59 models are gaining secondary market traction as collector interest deepens.
AP’s controlled distribution and deliberate scarcity ensure that most current-production references trade above retail on the secondary market, creating a strong floor for loan valuations.
The AP Loan Process With Borro
Submit your Audemars Piguet details — reference number, condition, year of purchase, and box/papers status — through Borro’s secure online intake. A horological specialist reviews your submission and delivers a loan offer, typically within 24 hours. Once accepted, you ship via insured courier or deliver in person. After authentication and inspection, funds are disbursed within one business day. Your AP is stored in a climate-controlled, fully insured vault for the duration of the loan.
AP Loan vs. Consignment or Private Sale
Consigning an AP through a dealer or marketplace means waiting weeks or months for a buyer, paying significant commission, and permanently giving up the watch. A Borro loan delivers liquidity within days while preserving your ownership. When you repay, your Royal Oak or Offshore comes back to you — along with any market appreciation that occurred during the loan period.
Frequently Asked Questions
How much can I borrow against an Audemars Piguet?
Loan amounts reflect current secondary market pricing for your specific reference and condition. Royal Oak steel models typically qualify for strong loan-to-value ratios due to sustained market demand.
Does Borro accept Code 11.59 models?
Yes. Borro evaluates all Audemars Piguet collections based on their current secondary market value, including Code 11.59 references.
What condition does my AP need to be in?
Borro accepts watches in all conditions, from pristine to well-worn. Condition affects the valuation but does not disqualify your watch from receiving a loan offer.
Can I extend my AP loan if I need more time?
Yes. Borro offers renewal and extension options. Contact your loan specialist to discuss terms before your loan reaches maturity.
