GET A LOAN
WITH YOUR
LUXURY WATCH

UNLOCK THE EQUITY IN YOUR
LUXURY WATCH

We are the leader in collateral loans. We use the value of your luxury watches as collateral.
Rolex, Cartier, Omega, Patek Philippe
and more. 

From the finest contemporary makers, to unique vintage pieces, we’re experts at lending against every kind of timepiece…in no time.

The Key Facts

  • arrow button TODAY'S THE DAY YOUR GOOD TASTE PAYS OFF If you have assets such as a luxury watch, you can secure a loan or line of credit with Borro.
  • arrow button ADDRESS LIQUIDITY NEEDS WITHOUT SELLING YOUR WATCH What matters in determining your loan is the value of your watch. With Borro, there’s no need to sell your luxury watch.
  • arrow button LOWEST INTEREST RATES IN THE INDUSTRY We are able to provide unique rates and industry expertise.
  • arrow button TRUSTED STEWARD OF HUNDREDS OF MILLIONS OF DOLLARS OF LUXURY ASSETS Caring for and keeping your watch safe is our paramount focus.

A BETTER WAY TO BORROW

BBB rating

Over 15,000 clients and $450,000,000 in Loans Since 2008

#1,2,3,

3 STEPS

APPLY

Determine which type of Borro loan best meets your needs and apply by phone, online, or in-person.

SHIP

Send us or drop off your luxury asset for expert valuation and final loan offer.​

GET FUNDED

Review and accept your loan offer.

GET STARTED

We are

  • arrow button Borro was established to provide capital to individuals at critical moments in time. If you own assets such as a luxury watch, fine jewelry, or a classic collectable car, you can obtain a collateral loan starting at $2,500 to provide you with a specific amount of capital when you need it. Luxury assets are securely stored as collateral until the loan is repaid and you get your asset back.
  • arrow button No credit check. No lengthy paperwork. No financial documents to submit. Most importantly, our customizable loans typically close and funds are wired in 1-2 business days. Our relationships are centered on trust and the ability to move quickly and confidentially to meet individual and business financial deadlines. We have been a lender to over 15,000 clients, providing over $450 million in loans since our founding in 2008.

CONTACT US

New York Office – Midtown Manhattan

110 W 40th Street

New York, NY 10018

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  • Borro provides secured loans, which are money borrowed from a lender that is secured by a luxury asset it holds as loan collateral. Generally speaking, Borro loans provide short-term (six months or less) capital. Borro loans have a fixed interest rate based on the size of the loan. Borro's interest rates range from 1.5% to 15%, not inclusive of fees that may apply to some loans.
  • For example, a $20,000 loan secured by a luxury watch could typically carry an interest rate of 3%, and also have an upfront fee of 2%. Over a six-month term, the cost of the loan would be six monthly interest payments of $600 and an upfront fee of $400.
  • There are no minimum or maximum repayment periods on Borro loans.
  • Borro's loan terms are regulated by the states of Colorado and New York.