Our office will be closed on Monday, 10/12, and will reopen on Tuesday, 10/13.

Leverage your assets

Access the Value of Your Fine Jewelry & Diamonds

Use your fine jewelry, diamonds, gemstones, and signed pieces to access fast, confidential funding without selling them. Borro provides loans based on the value of the asset, with expert evaluation and a straightforward, private process.

Address

Complete the form and we will be in touch shortly!

Borro’s Luxury Collateral Loan is our standard loan product that enables you to use a wide range of luxury assets as collateral for loans. Interest is paid monthly on loan balance at a fixed interest rate. Your assets are securely stored and fully insured by us from when they leave your possession until they are returned when your loan is paid off.

How It Works

A simple process to borrow against the value of your luxury assets

1.

Share the Details

Submit the form with basic information and available photos, or call the team directly.

2.

Expert Evaluation

A specialist reviews the asset, its condition, documentation, and current market value.

3.

Review the Offer

If the asset qualifies, Borro presents the available loan amount and terms.

4.

Get Funded

Sign the contract and receive the funds by wire or ACH. We pay for insured shipping.

PAY YOUR LOAN OFF & GET YOUR ASSET BACK

We pay for insured shipping back to you or you can pick your asset up in-person. You can also pick up your assets at our New York or Denver office. You can choose to continue to store your assets with us at no cost, through our Luxury Line of Credit product, giving you same-day access to funding with just a phone call.
Using your jewelry as collateral

Fine Jewelry & Diamonds

Fine jewelry and diamonds can hold significant value based on their materials, condition, craftsmanship, provenance, and current market demand. Assets considered may include:

Final eligibility and loan value are determined after the asset is inspected and evaluated.

Keep the Piece. Access the Value.

A collateral loan can provide access to liquidity while allowing the client to retain ownership of the jewelry after the loan is repaid. It offers an alternative to selling an important or valuable piece when timing, privacy, and flexibility matter.

Platinum Ring Set with a 3.5 ct GIA-graded diamond

Fair Market Value: $49,000
Borro Loan Value: $39,000

Recent valuations

What Fine Jewelry Can You Borrow Against?

Borro considers the maker, materials, gemstones, condition, craftsmanship, provenance, and current secondary-market demand.

Diamond Necklace

Fair Market Value: $200,000
Borro Loan Value: $110,000

Examples only. Offers vary by asset and are determined after inspection and evaluation; figures shown are not a quote or an offer of credit.

Contact Our Headquarters Directly

Serving clients in all 50 states through our industry-leading online lending platform.

New York

110 West 40th Street
Suite 605
New York, NY 10018
212-776-1020

Beverly Hills

9440 South Santa Monica Blvd
Suite 101
Beverly Hills, CA 90210
310-275-2555

Denver

4100 E Mississippi Ave
Denver, CO 80246
720-458-6788

Palm Beach

555 N Congress Ave
Suite 301
Boynton Beach, FL 33426
561-907-8899

Flexible Terms. Secured Loans. White Glove Service.​

★★★★★

"I Have Experienced Only Stellar Service With This Company"​

★★★★★

"This is like the best thing ever created!"

★★★★★

Working With Kim And This Company Has Been Incredible! ​
Luxury diamond ring with pear-shaped center stone and surrounding smaller diamonds.

Built around you

We provide short-term loans that fund in 1-2 business days using luxury asset(s) as collateral. The transactions are completely confidential – no credit checks or financial disclosures that could complicate financing already in place. Your luxury watches, fine jewelry collection, designer handbags, fine art, classic/exotic cars or other luxury assets are all that’s required to solve a temporary liquidity problem.

15,000 clients
And over 20,000 transactions
$450,000,000+

Get a Confidential Jewelry Loan Estimate

Submit a few details about the jewelry to begin the evaluation process, or call 720-458-6788 to speak with a specialist.

Borro provides secured loans, which are money borrowed from a lender that is secured by a luxury asset it holds as loan collateral. Generally speaking, Borro loans provide short-term (six months or less) capital. Borro loans have a fixed interest rate based on the size of the loan. Borro’s interest rates range from 1.5% to 15%, not inclusive of fees that may apply to some loans.

For example, a $20,000 loan secured by fine jewelry could typically carry an interest rate of 3%, and also have an upfront fee of 2%. Over a six-month term, the cost of the loan would be six monthly interest payments of $600 and an upfront fee of $400.

There are no minimum or maximum repayment periods on Borro loans. Borro’s loan terms are regulated by the states of Colorado and New York.