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Leverage your assets

Use Your Gold & Precious Metals to Access Confidential Funding

Access liquidity using eligible gold, bullion, coins, silver, platinum, palladium, and other precious metals as collateral — without immediately selling the assets. Borro provides expert, market-based evaluations through a fast and private process.
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  • Funding in 1-2 business days
  • No personal guarantee
  • No credit check or lengthy paperwork
  • Flexible terms to suit your specific needs
  • No pre-payment penalties
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Borro’s Luxury Collateral Loan is our standard loan product that enables you to use a wide range of luxury assets as collateral for loans. Interest is paid monthly on loan balance at a fixed interest rate. Your assets are securely stored and fully insured by us from when they leave your possession until they are returned when your loan is paid off.

How It Works

A simple process to borrow against the value of your luxury assets

1.

Share the Details

Submit the form with basic information and available photos, or call the team directly.

2.

Expert Evaluation

A specialist reviews the asset, its condition, documentation, and current market value.

3.

Review the Offer

If the asset qualifies, Borro presents the available loan amount and terms.

4.

Get Funded

Sign the contract and receive the funds by wire or ACH. We pay for insured shipping.

PAY YOUR LOAN OFF & GET YOUR ASSET BACK

We pay for insured shipping back to you or you can pick your asset up in-person. You can also pick up your assets at our New York or Denver office. You can choose to continue to store your assets with us at no cost, through our Luxury Line of Credit product, giving you same-day access to funding with just a phone call.
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Using your gold and precious metals as collateral

Gold & Precious Metals

Gold and precious metals are evaluated based on factors such as type, weight, purity, condition, current commodity pricing, and collector demand. Assets considered may include:
  • Gold bullion and bars
  • Eligible gold and silver coins
  • Silver, platinum, and palladium bullion
  • High-karat gold items
  • Rare or collectible coins
  • Other qualifying precious-metal holdings
Final eligibility and loan value are determined after the asset is inspected and evaluated. Precious-metal prices fluctuate with market conditions.

Hold the Position. Release the Capital.

A collateral loan may allow the client to access the value of eligible metals without making an immediate sale. This can preserve ownership while providing capital for a time-sensitive expense, opportunity, investment, or short-term liquidity need.
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1 Kilo of .999 Fine Gold Bullion

Fair Market Value: $45,060
Borro Loan Value: $38,000

Recent valuations

What Precious Metals Can You Borrow Against?

Borro considers the type, weight, purity, and condition of the assets, along with current commodity prices and market trends. Rare and collectible coins may also be evaluated using auction records, grading information, and other relevant third-party market data.

Silver, Platinum & Palladium Bullion

Fair Market Value: $2,500 minimum
Borro Loan Value: Up to 70% LTV

Examples only. Offers vary by asset and are determined after inspection and evaluation; figures shown are not a quote or an offer of credit.

Contact Our Headquarters Directly

Serving clients in all 50 states through our industry-leading online lending platform.

New York

110 West 40th Street
Suite 605
New York, NY 10018
212-776-1020

Beverly Hills

9440 South Santa Monica Blvd
Suite 101
Beverly Hills, CA 90210
310-275-2555

Denver

4100 E Mississippi Ave
Denver, CO 80246
720-458-6788

Palm Beach

555 N Congress Ave
Suite 301
Boynton Beach, FL 33426
561-907-8899

Flexible Terms. Secured Loans. White Glove Service.​

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"I Have Experienced Only Stellar Service With This Company"​
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"This is like the best thing ever created!"
Via the Better Business Bureau

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Working With Kim And This Company Has Been Incredible! ​
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The top 4 things to look for when participating in a gold auction

Built around you

We provide short-term loans that fund in 1-2 business days using luxury asset(s) as collateral. The transactions are completely confidential – no credit checks or financial disclosures that could complicate financing already in place. Your luxury watches, fine jewelry collection, designer handbags, fine art, classic/exotic cars or other luxury assets are all that’s required to solve a temporary liquidity problem.

15,000 clients
And over 20,000 transactions
$450,000,000+
Loaned to date
2008
established
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Get a Confidential Precious-Metals Loan Estimate

Submit the form with details about the gold or precious metals, or call 720-458-6788 to speak with a specialist.
Get an estimate
Borro provides secured loans, which are money borrowed from a lender that is secured by a luxury asset it holds as loan collateral. Generally speaking, Borro loans provide short-term (six months or less) capital. Borro loans have a fixed interest rate based on the size of the loan. Borro’s interest rates range from 1.5% to 15%, not inclusive of fees that may apply to some loans.
For example, a $20,000 loan secured by gold bullion could typically carry an interest rate of 3%, and also have an upfront fee of 2%. Over a six-month term, the cost of the loan would be six monthly interest payments of $600 and an upfront fee of $400.
There are no minimum or maximum repayment periods on Borro loans. Borro’s loan terms are regulated by the states of Colorado and New York.